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Emoney
Open your fiat IBAN with XBO.emoney and access over 30 supported fiat currencies, compliant global transfers, and instant liquidity between your crypto and fiat balances—all secured within the XBO ecosystem.
Tools to help you trade smarter
Multi-Currency IBAN
Seamlessly send and receive payments in up to 38 global currencies from a single account.
Tier One Banking Partners
Reliable, EU-domiciled IBANs for European banking infrastructure.
Multi currency virtual card
Global acceptance - Compatible with 21 global currencies, use Equals Money cards in over 190 countries around the world, wherever Mastercard is accepted.
Bulk Payments
Process multiple payments in one go, ideal for payroll or mass payouts.
Fast, Compliant Transfers
SWIFT, SEPA, and Faster Payments enabled.
Lower Fees
Better FX rates and reduced banking costs.
Regulated Infrastructure
Safeguarded accounts and AML protection.
Ideal for Traders & Businesses
Supports treasury, OTC, payouts, and settlements.
FX Coverage
Competitive FX rates and support for business payments across multiple currencies.
How It Works
- Complete KYC/KYB on XBO
- Request your dedicated multi-currency XBO.emoney IBAN
- Receive account details quickly via the dashboard
- Send/receive payments globally in 30+ currencies and enjoy your corporate Mastercard
- Instantly convert or use funds for trading
Platform Features
Key Benefits
Corporate Tiers
Gold
VIP
Silver
Corporate B2B
Bronze
Corporate C2B
All tiers reflected in XBO.emoney T&Cs.
Retail Pricing
Transparent pricing for UK and Europe (personal and business accounts). No hidden fees; clear charges for payments, card transactions, and account opening.
(For detailed pricing tables, see the document or request a summary.)
Virtual Bank Cards:
Compatible with 21 global currencies, use Equals Money cards in over 190 countries around the world, wherever Mastercard is accepted.
The material presented on this website is for general information purposes only and does not constitute investment advice, or a recommendation or solicitation to exchange, buy, sell, stake, or hold any cryptoasset, or to engage in any specific trading strategy. The volatile and unpredictable nature of the crypto-asset markets can result in the loss of funds. Geographic restrictions may also apply. We do not hold a licence nor are registered in the United Kingdom, and do not actively offer services to UK residents. This information is not intended for distribution to, or use by, residents of certain countries or jurisdictions, including but not limited to the United States, Iran, Russia, and others, as the Company does not offer its services in these jurisdictions. Digital assets are complex instruments that involve a high level of risk. Please ensure that you fully understand the risks before entering into any transactions.
Contact us: [email protected]
CLICKJOINT B.V., registered address at Zuikertuintjeweg Z/N (Zulkertuin Tower) Curacao.